The Murzzy Blog
If you are a constant traveller, renting a car is part of your routine. You are probably tired of all the up selling the agent is giving you. On the other hand, if you do not travel a lot, it can be very confusing. They will tell you a lot of things to coerce you into paying for more. Unfortunately, you may be spending a lot more than you really need. From pre-paid fuel to toll road service fees, make sure you know what you are paying for.
Whatever the case may be, when the conversation mentions rental car insurance, you tend to think about it. It seems automatic to assume you need it, but do you really? It really depends on you. However, for most cases, you really do not. Why? Because chances are, you are already covered.
1. Credit Card
Some credit card companies already cover you for rental cars. This is a little known fact but helps immensely. All you have to do is pay for your car rental with that credit card. Check with your credit card company if they have this offering available.
2. Homeowners Insurance
Use your homeowner's insurance to cover for your stuff. It is not just you or the car that is at risk, but the personal belongings you have also. Some rental companies will offer a “personal effects coverage”. However, your homeowner's insurance should already have you covered.
3. Liability Insurance
If you rent a car, you are most likely a car owner as well. If so, you most likely have liability insurance. This already covers anything that you might hit.
4.Comprehensive or Collision Insurance
You should check your policy to be sure. However, both of these should also cover your rentals.
5. Medical Insurance
In cases you will need medical attention, if you already own medical insurance, you're covered.
All of these will greatly depend if you have a good, decent, and dependable insurance policy covering you. When looking for home, car, or medical insurance, always choose a company who you can rely on. They can offer a complete and useful policy, and a team you can easily reach. At the same time, you can do your part by being a careful and responsible driver. Contact you insurance specialist and inquire about the details of your coverage. The more you know, the more money you can save.
At Murzzy Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (877) 929-2612 or Click Here to request a free quote.
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