The Murzzy Blog
With easy access to the big boys (e.g. Geico, StateFarm, Allstate, Progressive), why should anyone bother working with an independence insurance agent?
The Short Answer
And also the best reason for working with an independent insurance agent. They work for you not the insurance company. They are also licensed by your state so you can trust them.
Let's dig a little deeper and look into 5 more reasons to work with an independent insurance agent.
1. Free Free Free
Imagine going to your primary care doctor with (God forbid) heart symptoms. How about if your primary care doctor then speaks to multiple cardiologists, screens and compares them for their level of expertise with your symptoms, assesses their cost, and their bedside manner?
Perhaps you have a very good primary care doctor and he or she does this for you already. But even then, I can guarantee that they don't do it for free.
Well an independent insurance agent does indeed screen multiple insurance companies for you (more on that coming up) but you don't have to pay them anything. Their service is free to you so you have everything to gain and nothing to lose.
2. Choices And More Choices
Independent insurance agents understand the insurance marketplace. It's like having a personal stylist picking your clothes while you sit back, relax, and focus on other important things in your life.
They have connections with multiple insurance companies and are able to best present your risk profile to bring you a wide variety of coverage and price options to choose from.
They increase your odds of ending up with a policy that is ideally suited to your needs while also being competitively priced.
3. Who Needs The Hassle?
Let's not kid ourselves. Does anyone really enjoy shopping for insurance. It's not like we're talking about having fun shopping for clothes or shoes or even the excitement of shopping for a cool gadget or the latest tech. We're talking about insurance shopping. Yikes!
Plus, who really has the time to understand insurance and then to go around from one company to another figuring out if their quotes are truly an apples to apples comparison.
Sure some new insurance sites give you a bunch of options to review at once but it doesn't take away from the time it takes to figure out if they really work for you.
Why not just sit back, relax, and leave it to your independent insurance agent to save you time and eliminate the hassle of insurance shopping.
4. Insurance Made Easy
Have you ever read an insurance policy? I wouldn't wish that on my worst enemy. It's full of legalize and confusing language throughout. Hey I know some lawyers who have a tough time deciphering an insurance policy. What chance does the average person have?
Thankfully your independent agent has been trained to decode the insurance policy for you. They are licensed experts who make insurance easy.
No matter what you feel about insurance, I am sure you will agree that insurance is very important because it protects the most important things in your life like your family, your home, your car, and your business.
You owe it to yourself and to them to let an expert figure it all out for you.
5. They Have Your Back
The most important reason to work with an independent insurance agent is that they are your advocate. They always have your back!
Your independent agent is in your corner as your personal insurance expert. They not only find the best policy for you and service it throughout the year but when needed, they are able to speak on your behalf.
They can make sure that your claim is being handled in a timely and professional manner, help solve issues between you and the insurance company, and make sure you are being treated fairly by everyone.
Let's Wrap It Up
Always remember that your independent insurance agent succeeds when you are well protected and satisfied. If you let them do their job, they will find the best policy for you not just the cheapest one.
Here at Murzzy, we aim to practice what we preach. We may not have all the solutions to your insurance needs up front but we will leave no stone unturned finding them. If we don't have the answers, we'll get them.
You have a choice so if you choose us, we will strive to make sure that your choice does matter. Maybe just maybe we can make you smile when you think about insurance.
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