The Murzzy Blog
We think of Benjamin Franklin as a statesman, a scientist, an inventor, an author, and most of all one of our nation's forefathers but what about insurer? It's true! In 1752, for many "the First American" also launched the first insurance company in America. His aim was to protect houses from the peril of fire.
In an earlier post, we explained how insurance defines flood differently than how a flood is defined in the dictionary. Additionally, we explained that flood damage is not covered by home insurance, though a few insurance companies are now offering flood insurance endorsements. Finally, we discussed different flood insurance options such as the National Flood Insurance Program (NFIP) and private flood insurance policies. In this blog, we will explain how to shop for flood insurance by properly balancing rates and coverage.
There are many risks that people are accustomed to insuring against. These include risks associated with health, automobiles, and house. There are other risks that are either less familiar or there is confusion about how to protect against them. An example is flood damage. Most people may believe that flood damage is covered by their home insurance policy but this is not true.
Do you know what to do if you get into a car accident? No matter if it is a simple fender bender, or something more serious, knowing what to do is the best way to protect yourself. Not only will you be able to get help quicker, but also able to claim your insurance easier. Here are the steps you will need to take.
There may be more going on behind your walls than you know. Uncountable trespassers can be crawling around and slowly eating your home away. I am talking about termites. They can compromise the structural integrity of your home putting you and everyone in it at risk. Termites may be hard to spot, but there are subtle signs before it's too late.
If you think buying a new car is not an option for you because of your monthly financial obligations, restoring it could be a better choice. Vehicle restoration can be considered as well if you want to sell your car at a higher price than it currently values surpassing its depreciation through many years of service.
Though vehicle restoration could be a little costly on your part, you may want to consider choosing the interior for the said renovation. If you're clueless about how to start restoring your car, here are simple steps you may want to follow:
You have to address this question from two aspects. First, are you a student or a visitor and how long are you driving for? Second, if you can drive, where can you get insurance for a foreign licensed driver and what factors should you keep in mind for lowering your car insurance premium?
You may be in love with your house and spend ample time decorating it. Most of the time, homeowners choose to paint their walls to give accent and theme to their nook. But, others would like to resort to other means of wall renovation without the scent and other aftermaths of painting the hedge. If you are one of those people who are looking for alternatives to paint, here are some suggestions:
With easy access to the big boys (e.g. Geico, StateFarm, Allstate, Progressive), why should anyone bother working with an independence insurance agent?
The Short Answer
Florida is the state that is most prone to hurricanes and sadly also most susceptible to problems associated with hurricane deductibles.
Hurricane Deductible Amounts Vary Widely
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